nVAULT Loans

As a leading Micro Finance Bank in Nigeria, we have gone the extra mile to make access to a variety of loans easy to help you reach your goals and stay in control of your financial needs. Open an account and choose from our variety of loan packages.

Key Loan Features

Easy Access to Loans

Meet your financial goal with a loan package perfect for your need without long queues and waiting hours in banking halls.

Increased Limit

Increase your loan limit with ease and gain access  to more loans to meet urgent or asset acquisition needs

No Collateral/Hidden Charges

Our instant loans are processed and disbursed to your account without the need for collateral, and no hidden charges.

How to Start Easy Banking With nVAULT App

Download the app

Get the nVAULT App on Google Play Store for Android or App Store for iOS.



Supply basic information to enable us create your nVAULT account quickly.


Start banking

Your account is created and you are to initiate your fisrt transaction all within minutes.


Ready to Start Banking The Easy Way?

Follow simple process to get started: Download the app by click the applicable button below, create your account and start banking in minutes.

nVAULT is a product of Neptune Microfinance Bank, licensed by Central Bank of Nigeria. It is a financial application that provides top notch digital payment, savings, and investment services.


Instant Loan

Business Loan

Assets Finance

Pay Day Loan

Business Loan


I Dey Save Account

My Child Account

Term Deposit

Target Savings

Treasure Fund


Electricity Bills

Mobile Recharge

Data Subscription

Cable TV

Utility and More




© 2022 nVAULT Limited. All Rights Reserved. nVAULT is Nigeria Registered Co.