The Extraordinary Way

Grow your wealth, access credit, save and more…

Your No.1 Digital Payment, Savings, and Investment Solution Provider


In Minutes

Seamless opening of a variety of account types to enable you to save and access loans in minutes without the need to visit any of our branches.

Debit Card

For on-offline Shopping

Your nVAULT account comes with a versatile Debit Card perfect for online and offline shopping and bill payment.


Customer Support

Instant and responsive customer support to help you use our personalized solutions to meet your business or personal need.

Gain Access

To Instant Loans

At nVAULT we are dedicated to ensuring that your access to loans remains simple and easy. No guarantors, collaterals or long forms and processes. Gain access to a variety of loans at lower interest rates.

Asset Financing

Gain easy access to any assets of your choice today and pay in a later date. Are hoping to acquire and asset but you don’t have the financial capability to make the purchase? Worry no more, as our asset financing is made specifically for you.

Flexible Savings

nVAULT has various investment products to address your needs. Amazing savings opportunity that can enable you to earn as much as 18% interest per annum. From target savings, to term deposit, to my child account, we have the right flexible savings solution for you.

money saving services

Bill Payments

Pay your bills with ease on the go or from the comfort of your homes

Pay your prepaid and post-paid electricity bill with ease on the nVAULT app

Fast and reliable mobile top-up for all Tellecomm networks in Nigeria

Easily purchase special data offers from your favourite network to surf the net

Secure and error-free cable TV payment. Manual or auto payment to avoid disconnection

Pay your diverse utility bills without hassles on the nVAULT app

Download the app and gain access to fast and secure divers bill payment without charges.

Funds Transfer

nVAULT Funds Transfer is a safe, fast and easy way to send and receive money nationwide. Funds can be transferred with ease by customers via our online platform no matter your location.

Ready to Start Banking The Easy Way?

Follow simple process to get started: Download the app by click the applicable button below, create your account and start banking in minutes.

nVAULT is a product of Neptune Microfinance Bank, licensed by Central Bank of Nigeria. It is a financial application that provides top notch digital payment, savings, and investment services.


Instant Loan

Business Loan

Assets Finance

Pay Day Loan

Business Loan


I Dey Save Account

My Child Account

Term Deposit

Target Savings

Treasure Fund


Electricity Bills

Mobile Recharge

Data Subscription

Cable TV

Utility and More




© 2022 nVAULT Limited. All Rights Reserved. nVAULT is Nigeria Registered Co.